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    The Big Cash Question – Terms & Conditions

    How do I enter The Big Cash Question

    You can enter the competition by texting WIN and then your answer A, B, or C to 80876 (cost £1.50 plus 1 standard network rate message).

    You can enter each daily draw a maximum of 6 times via SMS. We strongly advise against excessive use.


    You must enter during the opening and closing times of each draw of the competition. Entry to the competition will open and close as follows:

    Every Friday from 7th February until further notice

    Friday’s Draw: Opens 6am and closes at 6pm

    I have sent a text to enter but haven’t received an entry confirmation message

    There could be several reasons why you haven’t received a confirmation message. This could be due to insufficient funds, a bar on your account or a network problem.

    You will need to speak to your network about this.

    EE: 150

    O2: 0344 809 0202

    Three: 0333 338 1003

    Sky: 0333 7591 018

    Virgin: 0345 454 1111

    Am I being charged for receiving texts promoting The Big Cash Question

    No. Any texts that start with ‘FreeMsg’ are free to receive.

    I want to stop receiving messages

    To opt out of our free marketing messages, just text STOP to 80876 (1 standard network rate message). If you play another game then you will be automatically opted in and will need to opt out again.

    My network say I am in a subscription and I can have a refund

    We do not operate a subscription service, and any charges you have received are for entering our competitions.

    How much does it cost to play The Big Cash Question?

    The maximum you can spend if you enter by text is £6 per day and we strongly advise against excessive use. You can opt out of receiving free reminder texts by texting STOP to 80876 (1 standard network rate message). You can also ask your network to put a premium rate bar on your account, which would prevent you from entering by text.


    My text message isn’t sending or is failing.

    If your text message entry to us is not leaving your phone, then it hasn’t reached us and won’t be charged.  This is something that isn’t under our control, and you’ll need to contact your network in order to resolve this issue:

    EE: 150

    O2: 0344 809 0202

    Three: 0333 338 1003

    Sky: 0333 7591 018

    Virgin: 0345 454 1111

    To confirm, if this is happening, you won’t have been charged.

    The Big Cash Question Terms and Conditions

    These Competition terms and conditions should be read together with, and are in addition to, Central FM’s standard terms and conditions at: https://centralfm.co.uk/competition-terms-conditions/ (the “General Terms”). Together these specific competition terms and conditions and the General Terms shall be referred to as the “Terms”. Where there is a conflict between these terms and the General Terms, these terms shall prevail.


    The Big Cash Question running each Friday from 7th February until further notice.  Each Friday a brand new competition will open and entries from previous weeks will not be included.  You need to enter each Friday.


    Central FM Ltd, registered office 20 Barnton Street, Stirling, FK8 1NE and registered under company number SC115009 (the “Promoter”)

    Subject to the other provisions of these Terms and Conditions the Competition is open only to those living in the broadcast areas of Central FM


    The website is www.centralfm.co.uk


    The Big Cash Question will commence on Friday 7th February and will open for entries at 6am and close for entries at 6pm.

    Each Friday a new competition will start at 6am and close at 6pm until further notice


    Each Friday at 6am the competition will open for entries at 6am and close at 6pm.  After entries have closed at 6pm one winner will be randomly picked from all registered, qualifying entrants who have answered the Big Cash Question correctly.

    Liam McCann drivetime presenter (or his stand in) will contact the winner and arrange to deliver £500 in cash to the winner after 7pm on the Friday night.  If the winner cannot be contacted then Central FM will keep phoning them until successful. No other entries will be chosen if the winner does not answer or call us back.

    If you are the winner you will be required to talk to the presenter(s) and your call will be recorded and played on-air (assuming there is no breach by you of these terms and conditions).

    Central FM will endeavour to do everything to make sure they make contact with the winner on the Friday night but if unsuccessful will leave a message if able to do so and/or continue to make calls to the winner throughout the weekend


    Each Friday commencing on 7th February a brand new Big Cash Question will commence at 6am and close at 6pm.

    For the avoidance of doubt, any entries received before entries open (6am) or after they close (6pm)  (as stated above) will be invalid but you may still be charged.

    The winner will be chosen at random and will take place each Friday after entry to that daily competition has closed (after 6pm). Once the Entry Period has closed a random automated draw of all registered, qualifying entrants who have answered The Big Cash Question correctly  will take place and the Station shall call the phone number provided by the Entrant.


    You can enter each daily draw a maximum of 6 times via SMS.  Entrants must obtain permission from the bill payer before texting to enter the Competition. Where we operate any incentive for entrants to receive bonus entries for each SMS entry these bonus entries shall not be subject to the usual cap.

    The Competition is only open to people aged 18 and over who: (i) live in the Central FM Broadcast area (ii) are not one of our employees (or living with, or related to, one of our employees) and (iii) are not one the employees of any company associated with the competition (or living with, or related to, one of the employees).

    There is no limit on the value of a single prize that may be provided to the individual winner of a Competition. However, no person may win more than one prize valued at £500 or more via any of our Competitions in any six (6) month period. A winner may continue to receive SMS messages in relation to the Competition and invitations to enter the Competition. For the avoidance of doubt, a winner should not enter the Competition again if they have already won in the previous six (6) months as they are ineligible to win. If a previous winner is drawn at random in a subsequent competition they will be disqualified, and another entrant will be drawn at random. If it emerges after a winner has been awarded a Prize that they are a previous winner, in breach of these terms and conditions, they will be excluded and the Prize shall not be paid to them. If the Prize has already been paid, this must be returned immediately upon request. For clarity, it is possible to be drawn more than once if you have entered again having won in any 6 month period


    You can enter the Competition by sending an SMS message starting with the keyword WIN and your answer A, B, or C to 80876. If your message does not start with the valid keyword(s), or is not sent to the valid number, it will not be entered into the competition. You will receive an automated SMS response to your SMS message confirming your entry.

    You are responsible for all costs associated with entering this competition. Texts cost £1.50 (from the UK) + standard network rate. You must have permission from the bill payer before sending. Online entry is free.

    We reserve the right to run bonus SMS entry incentives throughout the duration of the Competition. These incentives will be communicated via the automated SMS response received to confirm your entry.

    Example 3 for2 Offer

    Once you’ve sent an entry text, you’ll receive an auto-response confirming your entry. You will then have the chance to text: WIN then your answer A,B, or C to 80876, again (at a further cost of £1.50 + standard network rate) and you will be entered 2 more times – your ‘3rd’ entry being free. You must do this before the closing time of each daily draw, otherwise you will not be eligible for your ‘3rd’ entry being free.

    Entrants must enter during the Entry Periods of the Competition. Any entries received outside of the Entry Periods will not be entered but may still be charged. Central FM Ltd is not responsible for any latency experience or technical fault by your mobile phone network, which may delay or prevent the delivery of your text message to us.

    For clarity, each The Big cash Question round is separate and the entry pool will be re-set after the conclusion of each Round (i.e. after there has been a winner), meaning that entrants would be required to enter again for any future draws if they wished to be entered into the Competition again.


    Entrants who are randomly chosen as the winner will be contacted personally after the Entry Period as stated above closes. By entering the Competition, you are automatically consenting to being called live on air at this time (where a call is not recorded off-air) and having your name and location announced on-air.

    The name and the hometown of the winner may also be posted on the Promoter’s website and / or social media platforms after they have been announced on-air.

    Liam McCann (or stand in presenter) will deliver the £500 cash on a Friday evening after 7pm and will video the winner for use on website and social media.


    The Prize will always be a cash amount that will be delivered to a winner paid in cash.

    Delivery or payment of the Prize is subject to the winner providing personal identification and / or proof of address and to internal compliance checks. The Prize is non-transferable and cannot be exchanged. Payment of the Prize may take up to 28 days.

    Where, it emerges after the Prize has been awarded that the entrant was in breach of these terms and conditions, we reserve the right to withdraw the Prize from that winner and they will not be entitled to any further reward or remuneration. We reserve the right to exclude individuals who breach our terms and conditions from entering our competitions.


    By entering the competition, you are automatically consenting to receiving marketing communications from us via SMS text message. You can opt out of this at any time by texting: STOP to 80876. This will be charged at your standard network rate but if you do not wish to receive any marketing communications you will need to do this after each time you text us to re-enter the competition. Your personal data will (regardless of whether you opt-out) always be used to process your entry. For further information on this, please see our general terms (link below) and our privacy policy https://centralfm.co.uk/privacy/


    We will sometimes (at our discretion) telephone entrants and ask them to speak on-air. You have the right to refuse. If you consent, your voice will be recorded and you consent to this recording being used on our radio broadcasts. You agree that we will own this recording and that a copy of it will be stored for further exploitation, which may include promotion. You will not be put through to speak on-air if we think you are driving illegally, intoxicated, likely to swear, or otherwise offend our listeners. Whilst on air for the purposes of this competition you must not use foul language, swear, say or do anything defamatory or illegal or say or do anything which would damage the reputation of Central FM, is offensive or inappropriate or which would cause us, or our listeners, harm. Failure to comply will result in disqualification, and if you have won the prize, this will be forfeited.


    We will only accept entries that comply with our terms and conditions and we may disqualify you if we know or suspect that you have breached them. Our decision on the selection of the winner is final and we won’t engage in any correspondence or discussion about this or about the operation of this competition. We are not responsible for any network or technical issues you experience, such as latency of your mobile phone network, which may delay or prevent your participation or cause you to lose the competition if on-air. We have the right to cancel, amend, terminate or suspend this competition if forced to do so due to circumstances outside our control.


    The promoter of this competition is Central FM Ltd registered office 20 Barnton Street, Stirling, FK8 1NE and registered under company number SC115009.

    If you’ve got any questions, please email [email protected] or write to: Liam McCann, Central FM Ltd, The Studio, 9 Munro Road Stirling, FK7 7UU– you should put the competition name in the subject line. We can’t consider any queries made more than 14 days after the date the winner is announced.

    Full T&Cs apply. Please see   https://centralfm.co.uk/competition-terms-conditions/


    We comply with the code of Practice of the PSA(The premium rate regulator).  This means we are upfront about the service we offer and the cost, treat consumers fairly, comply with the law, not invade privacy, not cause harm or unreasonable offence and to resolve any complaints quickly.